INSURANCE
Eliminate anxiety of how to pay the medical bills, and get what you are
owed from your health insurance carrier
Empowering Patients: 18 Essential Questions to Save on Medical Bills and Insurance Costs
There are common questions patients can ask to clarify how their prescribed treatment will be billed, the estimated cost of that treatment, and what is expected to be covered by insurance.
How to Read an Explanation of Benefits (EOB) Form
The EOB form is not a bill, but shows where insurance has delivered benefits in the form of payment to healthcare providers.
The form gives information to allow tracking of insurance charges, payments, and deductibles.
If there are questions or grievances, the EOB gives instruction on how to file an appeal.
Finally, the Explanation of Benefits form is a gold mine of healthcare benefit information. That information gives you the knowledge needed to manage your healthcare benefits and billing. Use that information to your advantage.
Advocating for yourself and your insurance benefits are key to maximizing healthcare insurance for yourself and your loved ones. Don’t be afraid to speak up and get the healthcare coverage compensation you deserve.
The No Surprises Act
The No Surprises Act “protects people covered under group and individual health plans from receiving surprise medical bills when they receive most emergency services, non-emergency services from out-of-network providers at in-network facilities, and services from out-of-network air ambulance service providers.” The bill gives protections for those with and without insurance. It also provides paths for bill disputes and good faith estimates.
Insurance 101: Insurance for Patient Advocates
Health insurance in America is incredibly challenging to navigate. Understanding the basics of health insurance gives you, as a patient advocate, the tools to get the care your loved one needs while and get the most out of insurance benefits. We show you how to:
1. Understand U.S. Health Insurance
2. Learn important health insurance terms
3. Figure out who is spending your money
4. Understand why healthcare insurance costs so much
5. Maximize insurance benefits for your loved one
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